Unoccupied

As a property owner there can be many reasons why your property has become unoccupied – you maybe renovating it, rebuilding it, trying to sell the property after a relative’s death, selling the property following other personal changes in your circumstances, or you may be a landlord waiting for your next tenant to move in.

Whatever your position, if your property is unoccupied for typically 30-45 consecutive days or more, then any existing buildings insurance policy may become restricted in terms of the protection offered – or it could even lapse, leaving you financially vulnerable if something happens to your property.