Retail

Whether you run a family florist or a high street fashion store, you need a shop insurance policy that can cover the risks you face. Retail insurance from Simply Business starts with public liability insurance so that you’re protected if someone makes a compensation claim against you. You can also cover your stock, insure your building, and add employers’ liability insurance to cover staff claims. It’s quick, quality cover in one simple policy.

If you want to make improvements to your rented premises, then it’s worth considering adding tenants improvements insurance to your shop cover.

Anything that you install yourself, such as air conditioning, lighting or specialised fittings, will not be covered under your landlord’s insurance policy. This means that if they’re damaged, by a fire or flood, for example, then you won’t be able to claim for them without having tenants improvements as part of your own insurance policy.